Privacy Policy

Sapiens Live takes your privacy seriously. Please read the following to learn more about our privacy policy.

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What This Privacy Policy Covers

This policy covers how Sapiens Live treats personal information that Sapiens Live collects and receives, including information related to your past use of Sapiens Live services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that Sapiens Live does not own or control, or to people that Sapiens Live does not employ or manage.

Information Collection and Use


Sapiens Live collects personal information when you register with Sapiens Live, when you use Sapiens Live services, when you visit Sapiens Live pages or the pages of certain Sapiens Live partners. Sapiens Live may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, and your USMLE exam score and school related criteria. Once you register with Sapiens Live and sign in to our services, you are not anonymous to us.

Sapiens Live collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

Sapiens Live automatically receives and records information on our server logs from your browser, including your IP address, Sapiens Live cookie information, and the page you request.

Sapiens Live uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure

Sapiens Live does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with Sapiens Live under confidentiality agreements. These companies may use your personal information to help Sapiens Live communicate with you about offers from Sapiens Live and our marketing partners. However, these companies do not have any independent right to share this information.

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Sapiens Live’s terms of use, or as otherwise required by law.

We transfer information about you if Sapiens Live is acquired by or merged with another company. In this event, Sapiens Live will notify you before information about you is transferred and becomes subject to a different privacy policy.

Sapiens Live may e-mail offers and promotions to their members as they become available. Members who wish not to receive offers and promotions should e-mail Sapiens Live using our contact us link and request to be out-putted.

Sapiens Live displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria – for example, women ages 18-24 from a particular geographic area.

Sapiens Live does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.


Sapiens Live may set and access Sapiens Live cookies on your computer.

Sapiens Live lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Sapiens Live’s cookies.

Sapiens Live uses web beacons to access Sapiens Live cookies inside and outside our network of web sites and in connection with Sapiens Live products and services.

Your Ability to Edit and Delete Your Account Information and Preferences


You can edit your Sapiens Live Account Information, but not applicant criteria section.

New categories of marketing communications may be added to the marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.

We reserve the right to send you certain communications relating to the Sapiens Live service, such as service announcements, administrative messages and the Sapiens Live Newsletter, that are considered part of your Sapiens Live account.

You can delete your Sapiens Live account by sending a request through “contact us” in the top menu.

Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.


If you do not wish to receive future communications from us, you can send an email to

Changes to this Privacy Policy

Sapiens Live may update this policy. We will notify you by placing a prominent notice on our site.

Questions and Suggestions

If you have questions, please email us at:

Effective Date: October 24, 2021